For nearly a month, I was searching for a good health insurance for my family.
Finally I have selected "Complete Health Insurance Plan" from Universal Sompo.
The advantages are:
- The waiting period for minor diseases(Hernia, Piles, etc) is 1 year only(others have 2 years)
2.The waiting period for existing disease is 3 years only(Most others have a 4 year waiting period)
3.Sum Insured Restoration is available every year
4.Maternity and Childcare Benefit is available after 3 year waiting period
5.Out-patient Treatment is available after 3 year waiting period
6.Normally no medical Test if you are under 55 years
Apart from all these, the policy charges are cheap when compared to others.
I recommend this product to those who are in need of a policy with lowest premium.