I don, t like the app, when I use it , it not working properly, here is more features but not any working well. Only u feel that, this is yono sbi only, you can, t use it properly, always showing more work load , when I use it for transefer money it stop on the mode, "we are fetching your detail, and next stop still.how much time to to do a normal transaction, I want to remove the app, I use yono lite also, it works normally, then I want to suggest you, if u have an account of sbi you should use yono lite to work properly.Otherwise u can, t use the yono sbi perfectly.