Yono sbi is the all in one app which helps you to to access almost all the features associated with sbi savings or buisness account.
Now I know only of my savings account only.
Now this app contains many features but I will tell you those which I personally use.
It has a feature of one tap to see the balance and all the transactions you have done in past.
I have a savings account and I use yono for transactions for collage payments and online transactions.
Now I use the app to transfer money to my friends by bank transfer.The bank transfer is instant and doesnot takes any charge to transfer.
Even by bhim upi you can send money to you friends by just scanning the qr code and in seconds it will be transferred to others account.
Now yono alao provides you notification of every transaction you carry out to keep a check and balance in the future.
The otp feature blocks spamers to do any transactions on other devices.
Now it also has a mpin feature through which you can access your account but no fingerprint access.
Now you also have options to add card like debit card and credit card and do transactions especially international transactons and limit the functionality of card with one click.
You also get the option of customer care to get rid of any inconvinience you have gone through.
This is what I know.about yono