Bought 9 products and closed the loan of 2 products. Till now Im very much satisfied in Zestmoney. Their twitter support is awesome and your issues will be fixed soon. This is the best method to get products using EMI without the need of a credit card or Bajaj Finserv account. There will not be any down-payment when you buy items which is great for me. Sometimes there will be zero% interest schemes and at that time, you can buy items in zero%. I definitely recommend this to all who needs EMI facility without the need of a credit card.