Hello I live in delhi ncr. I am telling you my experience about this app. this app is like fraud app they saved customers all informations and not approved emi. so I tell you what happend with me I search this app on google play store and I installed on my phone but what hppn with me when I try to buy any phone or any producy they rejected my apprroval first they saved all informations and after few days your apprroval is rejected. its not a good deal its like information steal app do not use this if you want any loan or emi you can use amazon app it is better than this app.