I thought zWallet would be perfect for me. I use a free ISP, so using a web-based email account is more convenient than using Outlook Express. I have been using zWallet for almost a year now. Though I have had very few technical problems with them, I am disappointed in the amount of money I have made. I read and send tons of email everyday and I have quite a few people signed up under me, but I’ve made less than $5.00 in the last year! At this rate, it will take me another 4 years to reach the minimum account balance required for payment. Doesn’t seem right to me. I will continue to use zWallet as long as I have no technical problems with them. After all, I need to have an email address, so why not earn some money for having one, but unless payout rates dramatically increase, I don’t expect a check.