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Member Since:Feb 25, 2009
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Beware of ICICI Bank polices to charge max charge
1
Reviewed ICICI Bank
My wife is a double post graduate in finance and management. She is working as a Sr. Manager in a Public Sector Bank. I run a private business and employ 75 engread more...
Avoid opening an account with SBI
Reviewed State Bank Of India
SBI may want you to believe that they have turned over a new leaf with all their advertising with MS Dhoni and Smriti Mandhana. The experience of banking with tread more...
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Commented on own review
Does not excuse rudeness by ICICI staff. Does not excuse ICICI bank staff lying to us. Does not excuse policies specifically designed to force penalties and late fees on customers. Automatic hi-tech cheque receiving machines are not available everywhere. Cheques dropped in drop box are read more...
@ris1294 We ensure our balance is down to zero every 2-3 months on every card. Note: HSBC card deposited on same day as ICICI bank was presented in clearing the next day. So this 5 business days for other bank cheques is ICICI bank policy. They just sit on cheques for 5 days.
After this we inquired from other friends who use ICICI cards and discovered this is indeed a standard practice, especially when there is a large payment involved. In one case, a friend was told that her cheque was 'lost' and she should sign another cheque which would be presented immediately. read more...
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