"Without the support, sincerity

and dedicated services

from the employees

of any Nationalized BANK;

the ship full of projects

like'Jan Dhan Yojana','Financial Inclusion',

'Aadhaar Linkage', and'Demonetization'

could have SANK.

But, still, the Indian Government wants

to reduce the number of PSU Banks to

increase the capital base as per

Basel-III norms and to feature

them in Top 50 global RANK.

But, the funny incident is, that the

PSU Bankers were offered

just a 2% increment

in their salary in the

recent Bipartite SETTLEMENT.

Be it BSNL or Indian Railways or Indian Post

Office, these are not in profits, and its staffs

are getting good salaries without being asked

about'salary justification' by MANAGEMENT.

RBI can implement'Branch Performance

Incentive'(BPI) of Rs. 20,000/- each to

the Top 5 branches of each Zone of each

PSU Bank based on Net PROFITABILITY.

The BPI Account will be a BGL Account

and this prize money can only be used

for NPA Compromise or OTS with Zonal

Head's permission to improve asset QUALITY.

In each quarter of a financial year, the staffs

of the'Top 5 branches for loan recovery' of

each zone will be given Rs. 1000/- each as

the(LRI) i.e. Loan Recovery INCENTIVE.

Without the support from the Indian

Government to do massive NPA recovery at

all levels of our society, it may be very difficult

for any big PSU bank also to SURVIVE."- Arindam Sain