Dear friends,

I want to buy a term assurance plan. I dont know which one to buy. I've got a ULIP insurance which I took in 2008 and given Rs.90000 till now, I checked the balance today and its Rs.72000. I dont want to get something where I again get cheated.

I had called one agent of a reputed company to enquire the same, instead of explaining the Term policy he started to give the details of Money Back which I dont want.

Please suggest for which company I have to go.