Pirmal housing is an NBFC which does not follow market loan rates, They are costly and feels like they charge for everything. I’d a loan with Piramal and wanted to close it, even to tell me the o/s amount they charges me 500+GST. When I paid that, they again charges 500/-+GST for CERSAI charges. I wanted to increase my EMI by a thousand rupees, they wanted me to provide my income details and also said their will be charges. So, technically they charge for everything. It is very shameless company and highly profit minded.