I invested in this scheme this year. In this scheme the time horizon is fifteen years and extended upto five years also. In this i cannot withdraw the money before the time horizon. In this scheme i have to deposit the money in multiple of rupees five hundred only. In a month only twelve thousand five hundred deposit is not taxable and in a year only 1.5 lakh rupees deposit is not taxable. If i deposit complete 1.5 lakhs rupees in a year with installment then after fifteen years i can get forty three lakh rupees and if extend for next five years i can get seventeen lakh rupees which is a huge amount to beat infiltration.