Anywhere Banking facility should be available in each and every bank. If anyone wants to deposit or withdraw amount from his personal banking, it should be possible. For example: I have account in HDFC, SBI, CUB and Canara Bank. If I want to deposit money for HDFC I can deposit in CUB. If I do so, I can save time and money to go to each bank for deposit or withdrawal. If it is possible through ATM, why not for direct transfer? Reserve Bank of India should make facility for this.