I took a HDFC credit card about 6-months ago I was paying my bills every month by 10th my this month was 6670 rs where I paid 6000 rs for 670 rs they keep on calling from morning till evening they dont no how to speak with the customer who is paying his bill regularly and they check your bank account on regular basis, good thing is there charges
1) late fee 700
2)billed finance charges 335.98
3)cess tax 4.56
4) finance charges 152.61
5) service tax -152.61
6)interest for entire amount
Still many hidden charges .My friends told not to buy HDFC Credit card I didnt obey there words
Please do not buy HDFC Credit card you will be in big trouble