My friend have a ICICI credit card in which the outstanding amount is not easily convertible into EMI.
And also is he couldn’t pay the amount fully, which makes into pay additional amount of 1400 interest on 254 tax again a late payment fee of 700 for that the service tax of 60 educational seas for every month.
Now with in six months he paid the amount of wihich he bought actually 40000, but his credit increased to 34k. Which means extra 34k of the original 40k
My advice is do not use credit card as long as you can repay it as soon as possible