I got a preapproved loan just about 608 hrs of applying it on the net. No one called me after 2 days. I had got an earlier Loan through ICICI and I had that agents phone number. I called him and told him that I have a pre-approved loan and they are asking me for just signature proof and Pan card and IC card can u please come and collect it? He was extremely happy and came instantly and collected that and gave it to ICICI. I got some calls to my mobile and home and accoridng to the agent he said that verification process is oer and he needs to get one more approval from Chennai and he is dodging me from the past 5 days saying that he needs an approval from Chennai.
Also I calle dup ICCI customer service and told them about this they have raised a SR (service request) and still Iam yet yo get the loan. GOD only knows whether the chennai people are sleeping or what they are doing with thier approval. According to the ADertisement they say all the process from the application until disbursement it is 5 working days its alomst 7 working days and still yet to come .... Dont get carried away with personal loans and apply it ... it will not work on time that will serve your purpose.!!!!!