Hi guys everyone I want to inform you that if you are going to take a credit card you need to maintain few things .
Benefits :
Low charges
Online shopping with exciting cash backs
Liquidate cash from credit card
Good credit card limit
Disadvantages
Hamper cibil score if payments are not made on time
Interest rates are high
Keeping credit card becomes expensive sometimes.
Thus if I suggest you can go with this platinum card of Punjab national bank as it has many benefits and features.