Its a crazy credit card policy. Being an NRI, yearly once or twice I visit India. Branch manager from SBI introduce me with credit card service manager. Too many promises and after too much of marketing story .Credit card manager convinced me to join. and it has mapped to my existing SBI account . All I been informed that up to Rs 90, 000 - Rs 1, 00, 000/-.
I can avail the service even in middle east, automatically it will deduct from my savings account or current account. Since I have a NRI account I never used to keep in current, always Fixed Deposit. so branch manager told me he already mapped my all fixed deposits and he also told me that I can avail service in middle east. Its really bullshit, since they map to my all Fixed deposits I unable to remove my money. The next moment I visited branch of SBI branch. And I ask branch manager cancel my credit card request.never take SBI Credit card