I am using SBI Simply save card for last 3 years.Every year I transact more than 2 lakhs using sbi simply save card.For last three months I am continuosly getting calls from their executives for upgrading the card to elite(premium card).From the begging onwards I am sending mails to their department not to disturb me in official hours.Also I have escalated the issue to Nodal officer but they are not taking this issue as a serious concern
For redeeming points they are charging a tax with GST.So one cannot get benifits by redeeming points.
If some one is making one amount to EMI they are charging Interest as well as GST.
So many fraud calls I got with in last 3 years for SBI credit card.I dont know how fraud got the customer database details.This can be countable as a security concern
If card lost they are charging as much amount 600 with GST for a new one.
If some one will not put their call in do not disturb list they will call thousand times for offer, Promotions, converting amount to emi etc etc.