THIS IS A WORST EVER BANK , WOULD REQUEST ALL THAT ITS BETTER TO DO NOT HAVE A CREDIT CARD BUT NEVER APPLY FOR ABN AMRO BANK CREDIT CARDS . IT SEEMS FOR THEM TERM CREDIT CARD MEANS TO CREATE SITUATION FOR THE CUSTOMERS WHERE IN THERE IS ALWAYS AN AMOUNT WHICH IS DUE TOWARDS CUSTOMERS . I GOT MY CREDIT CARD CANCELLED MORE THAN 1 YR BEFORE , STILL THEY ARE SENDING ME LETTERS THAT THEY HAVE MORE THAN 20K BALANCE . IT SEEMS THIS BANK PAY SALARIES TO THERE EXECUTIVES BY FOOLING AROUND THERE CUSTOMERS . THEY ARE ONLY BEST AT SPOILING CREDIBILITY OF THERE SO CALLED ESTEEMED CUSTOMERS . THEY ARE ONLY GOOD AT GETTING YOUR MEDI CLAIM POLICIES / LIFE INSURANCE POLICIES DONE AND FETCH MONEY FROM YOU AGAINST THE INSURANCES REGARDING WHICH NEITHER YOU WILL RCV ANY WRITTEN CONFIRMATION NOR SATISFACTION.THEY CALL THERE CREDIT CARD AS FREEDOM CARD WHICH WILL ACTUALLY GIVE YOU FEELING AS IF YOU ARE SLAVE....ITS MY PERSONAL OPINION ASWELL AS YOU CAN SAY EXPERIENCE .REQUEST ALL THE PEOPLE TO NEVER OPT FOR THIS FACILITY IF YOU GET IT YOU FREE ALSO.