I bought medical insurance from Access 2 Health and found that it is no1 fraud company - please do not go for it. If you negotiate with them, they will give you some 8-10 free health check up vouchers and they say that at a time, they will accommodate only one voucher. So you have to wait for 10-12 months and if you miss it, you will lose. And whatever health check they are doing is only for blood check up via Thyrocare and they take 10 days to come. Then they say that they will get great discount in hospital but the truth is that they do not tie up with major hospitals. They they have Dental check up vouchers - they will never ever get an appointment some excuses . Overall it is a fraud company