I have birla sun plan coverage. One in every of my relative got here to me and instructed that his friend doing insurance business, has to complete goal, please make some plan for insurance coverage. I suppose that there could be more benefit to hold money in coverage organization than bank, I determined to head for pension plan, I made 3 policy, one for him and two for his wife and paid Rs. 78000, 78000 and 25000.As a one premium in step with 12 months and it will retain for general 3 premium in three years, unfortunately I could not made association for subsequent top class subsequent yr. Recently I determined to cancel regulations and made call for with company to refund top class amount, however unluckily they rejected my demand and instructed you’ll no longer get any refund as you haven’t completed policy. So my notion is that if you think for coverage, please checkout to get at list premium quantity lower back in case of give up policy.