I would like to inform all readers please do not even consider to invest in any scheme of birla sunlife. It will only make Birla rich and investor poor. Following are some quick ratings,
Investment returns: Nil(most of the times in negative)
Customer Service: Pathetic(Worst on the planet)
Processing time for Documents/ claims: Only GOD knows.(Many ppl didnt receive their claims/docs for upto 3 years)
Agents: These are white collar thieves, they dont provide you details about the scheme and every agent has common goal mislead ppl and rip their money off.