With the new Pensions and money back terms plans and there already excellent money back plans, I think the Insurance company has taken a lead in all aspects of life covers. The selections was based on the strong company cover of insurance and the sound financial tracking of birla as well as sun. They are stringent about there process of underwritting and it might be Uncomfortable, but it works for us in the ling run. Money multiplication is so well presented that one knows how money grows. Further the website is one of the better ones that I have come across in my experience. I have 2 policies and would go for 2 more.
Endowment, money back is what is on and pension and terms plans are on my agenda