I think few people who posted there views about insurance companies, is not true at all.I would like to inform all of you that first please decide whether you are looking from the point of view of investment or insurance.
Please drop your dream about investing thousand rupees and getting returns in terms of Lakh. What kind of a investor you are ? Let me tell you Ulip plans are diffent from traditional plan. Now days insurance company has introduce a Ulip plan which gives you the option of investment along with the insurance coverage.
Dear Mr. Halder, please note that if you are running a business if you do the advertising, then won’t you cover that money by including it in your product value.Yes you will do. Same is happening with the insurance company. Please drop your ideas of short term investment. Investment can not be for the short term.
Further, as long as you pay your premium definatly you will be covered and you enjoy the market by investing in good returns giving fund. Regarding to the fund value, if you dont pay your premium then will you get the return? No please know that if you will not pay your premium your insurance charges would be deducted from your fund value to provide you the life coverage.
This is not anything personal to any company. I am talking about all Insurance companies. Its , we how think to make profit by investing short term not the insurance company. Becasue you should aware about the long term investment prospectus.