Hi my name is satish mehta and I am a retailer I open a new shop in amritsar of recharge and mobile repairing the concept of transwer money is very good but if you have to pay chargies to send money to bank this is a very bad thing in my point of view if you use paytm rather then this you will pay 0 for bank transfer the bigest problam in this survives is Wrong recharge most of the time when you cheq any deal in mobile otherwise this is a good aap and you can use it if you want for me it is a big zeroooooo