I just got the Jet Airways ICICI Sapphiro card. They have a promotion going on with joining benefits of 12500 bonus miles and one base fare waiver ticket with 2500 joining fees ( instead of the usual 10000 miles and 5000 joining fees)
First impressions – Online payments are just like VISA. Pretty straight forward. But my credit limit is pretty low as compared to my visa card. Don’t know how they decided that. I have good amount of spends every month on my VISA card and have never been a defaulter in the past 2 years. Also, I found out that the PIN cannot be changed. You have to use the PIN provided by amex as its programmed inside the chip.