Thought this company claims to "un-complicate", the reality is bitter.They rather "COMPLICATE" your situation. The Agent is ill informed and tells only some information. Writes wrong information on your behalf in the application. when complained, the seniors are not interested to respond and it turns out to be endless generic response from greivance cell , senior people. So if you want to feel frustrated and cheated at the end, trust this company and go for the policy. Enjoy the ride....
Please do not take Health Insurance Policy from Apollo Munich. Reasons: 1) The Agents promoting the products know little and misguide you. They tell less information and hence less charges.
Later the Charges will increase. 2) What they till in Media ( Internet) and what they actually do when they deal with customer is totally different. Its a untrustful organisation. 3) Even when the issue is brought to the eyes of the Senior most Management nothing moves. They too turn blind eye and try to armtwist you.
Can you take chance with such a company when it comes to your health?