I had submitted online application for Apollo Munich I can purchase policy with premium amount of rs.18, 176.72. My application no. Is NW1401F90A. After few days, they sent a new proposal to pay additional amount of rs. 2, 706.00. I rejected it and asked them to cancel my application during telecon. But they have still not returned my money re. 18, 176.72. Please help me to get back my money.