I had the bad experience for the day care procedure where they have to approve cashless facility just for INR 17400 which is less than premium of 24000 I am paying to them for my parents.
Still they had disapprove my cashless request and claim request both because the symptom started approximately 2 years before and we have done the consultation recently but they want to have the proof of that problem started 2 years back and in between we had consultation.
I wonder in our country most of the people ignore basic problem like watering from eyes which had happens in my mother case.
My learning is that I am not going to have any medical insurance instead I will save those money for similar crisis.
Thanks,
Nishant Kumar