Please do not take Health Insurance Policy from Apollo Munich. Reasons:
1) The Agents promoting the products know little and misguide you. They tell less information and hence less charges. Later the Charges will increase.
2) What they till in Media ( Internet) and what they actually do when they deal with customer is totally different. Its a big lying organization.
3) Even when the issue is brought to the eyes of the Senior Management ( President, CEO ) nothing moves. They too turn blind eye and try to arm twist you.
Can you take chance with such a company when it comes to your health?