The best policy offered by apollo munich health insurance is health plus in which your amount gets double after 2 years if you dont use or reddem your cover for 2 consecutive years and they also refurbish the cover after once you use it
I have once used the cover and there is no problem in getting the cashless mediclaim they give the clearence to the hospital within the 24 hours which is a good thing like other companies take so much time in doing this process