There is to aware all that Apps Daily insurance company is totally fraud. I had a very bad experience with this company.One day I buy a new phone along with extended insurance warranty for one year.After few month my phone display got cracked my phone was in working condition.So I claimed Apps Daily to replaced my phone with new display.They took around days and mean while repairing my device and they damage my screen more and new spares were not available easily in market.And they submitted my phone without display not in working condition.When I received my phone back I saw they fully broken my screen.Even not answering of my any question why my phone not repaired, I tried many time but no response from their side and their customer care number is totally making cheating with decided massage and further no response for next month .After losing all hope I contact the retailer from where I got insurance.I am very disappointed with this insurance company.