Please do not buy any type of insurance/ extended warranty from appsdaily. They are cheater they are doing fraud with customers and they are third party they do not provide any insurance companies from your behalf and the term condition updated on their site are not full fill by the companies from which they are purchasing insurance. They provide cover for accidental damage, luquid damage, damage due to fire, damage arising due to lightning strike but my phone was broken under insured period but they are not covering it.