Check your statement , if you are a Aviva Customer . You may be charged heavily although IRDA guideline have changed.
I have been paying Rs 12000 per annum of which Rs 2783/- are the charges and the fund value today is less than what I have paid till now.
Irony , I called Aviva for disengagement of my association.I have been informed to submit some 10 Documents to claim my money. They know how to harass a customer and hold on to customers money.
Pathetic Experience.
Will urge everyone to stay away from Aviva.