I had taken this policy in 2006 and paid a premium of Rs 1, 25, 000/- in 5 years !!! The return I get today is NIL meaning I am only getting the money I paid . While soliciting , the agents had told me that you would get 50 to 60% return besides insurance cover. The same amount would have earned at least 60, 000/- interest in an FD mode . Its the company who made money in the form of various charges .
ALL INTENDING BUYERS BEWARE !