Currently I am holding My Zone Axis master credit card for a while. I purchased MotoG2 mobile with this card not in EMI basis, I paid whole amount for below reason.
We can pay minimum amount and leave the rest of the amount for the next month and they will charge any interest on outstanding balance.
I worst thing with this credit card I face is if we purchase any product, that gets updated to our unbilled transactions on next working day I was not really aware on this until I was fined for 500+ 70 service tax when my limit exceeded. Trust me guys I spent only 35 rupees after crossing my limit.
It would be better if it prompts with a card decline message rather than accepting and penalizing.