This is one worst bank I have ever experienced. They debit charges like anything from your account and when u call the customer service you will not get any response.Always cheat their customer.I have done some investment in one mutual fund through axis bank for a sip of rs 1000 PM for which they have debited a charge of around 800 rs from my a/c. If you are planning for ac opening or any investment with this bank I advice you to think twice .there are lots of better options availabile In the market