One person approached to me for home loan.After doing all the hectic process and documentation and paying all the charges around 2300.THey stopped picking up the call.Also they made me open a savings bank account blocking 25K rupees in it. Ultimately to get status I had to approach the bank and they said loan got rejected.SO I asked them to close my savings bank account and they are saying you can not close it before one year.So pathetic servive.I had very bad experience in Credit card also.I wont suggest Axis bank to people.