Hi friends, I am using axis savings account for more than 10 years along with their online banking facility. Its a great experience with Axis Bank I should say.and I am using their credit card for more than 6 years. an important thing to remember by every credit card holder is timely payment. This will help you to have a good record, and good relationship with u to bank and vice -versa and may get an increase in the credit limit too. I feel its the biggest private bank which always prefer to give much attention to customer relation.