I had taken loan from axis bank and the emi date is on 5th of every month.Also my salary account is with axis bank.
The main problem is they are just making money in every possible way.
In October month they charged me 2000Rs for delaying the emi but let me let you that the emi amount was already there in my savings account. After checking with customer support they were not even aware of it and the money was on hold for 15 days.
After checking my statement I get to know that the emi was deducted on 11th of October and axis bank charged me 2000rs even though the amount was already present on emi date i.e 5th of October.
Although their was delay from axis bank but they are only charging for their delays.
Even after multiple interaction with customer care I still didn't get any update.