If you claim they find ways and means of not paying the entire damage caused by same incident.
Later they will propose to do a second claim paying Rs.2000/- to Bajaj Allianz.
They are good as long as you make any claim and keep paying the premium.
I don’t recommend anyone to take Bajaj Allianz car insurance.
I have decided not to have any dealing with any of the Bajaj Allianz products.