Ya I am a doctor and also had some knowledge of share market. I think bajaj policies are best if you invest with open eyes and alert. Dont be dumb to keep your investment and forget it for 5 years. Its not FDs. as it gives more benifite you have to be surely attentive of your own money then only you will get high returns. You have to think if you wana more you have to be attentive. so dont balme the policy plan. See how you think about your own. Even the tree needs water regularly to get fruits. We have to keep watch on our policy to get the best, Invest gain Unit gain and Child gain are the best plans. Also Mahila gain for the Females married or unmarried two options are given. Loan praotector and hopital cash is also a good one. So friends if you are thinking of good future and be return in that investments I would recommend Bajaj but please be aware of oyur money . after all its all for money honey. Thank you.