Nine years back I bought a insurance policy with Bajan allianz. As, at the beginning the insurance advisors made very big promises that the company will provide best services and returns. But, a year back when I have some urgent need of money. I thought it should be better for me to close the policy and to withdraw the amount for my use. I contacted the insurance advisor but he have switched the company. So, I myself have to go to there branch regarding my issues. I must say I have a policy of Rs. 25000 premium which I continued for five consicutive years. Hence, I have made a payment of Rs. 125000. At the time of surrender they are offered me Rs. 113418. So , guys before investing please go through it and do take some wise decision. I think it comes handy to you all. Please don’t forget to like and comment.