I lost my money with them.please don’t be a sufferer.I had invested in bajaj Capital unit gain plan in 2007. I had invested 25, 000/- per annum. I am 32 years old , my agent added critical illness rider in my policy n I was informed that at the end of three policy years I ll be reaping good benefits. My agent never informed me about surrender and allocation charges.can you believe that at the end of 3 years I got very good returns a whooping Rs. 67000/- in lieu of 75, 000/- rupees I had invested.every time I called up customer care to inquire about the details. They were clueless most of the times.
My advice if you are in surplus of cash just dump in the dustbin next to your home, may be next time you want money and somebody take pity on you and leave the cash there for you than to leave it for the insurance thugs.