We have taken a policy from Bajaj Allianz with ID No: 13-40137929-1 for a cashless claim of Rs 3 lacs. The patient was detected with Prostrate Cancer and the cost of the surgery was Rs 4.5 lacs. We were very sure that we would get Rs 3 lacs from the insurance but Bajaj Allianz declined the claim with a silly reason.
Guys, never trust these guys they never give any money to anybody. There claim settlement ratio is 30% which is probably only their own employees.
Go for any other insurance if possible.