I was against Health Insurance companies after reading reviews online on many websites at the time of claims therefore I never used to get Health Insurance done. Under consistent persistance of my brother-in-law I got a policy of Bajaj Allianz. By God’s grace we did not have any mishap and so no claims under the Health Policy during the first year which I got renewed again for the second year. Despite my good health I suffered a stroke during the second year of my policy Bajaj Allianz settled my claim within hours to the tune of my 100% hospitalisation expenses amounting to INR 2, 62, 000 under the Individual Health Guard Policy definitely I paid more premium and in return I got 100% claim settlement with a cashless treatment at FORTIS.
I heartily thank Bajaj Allianz for being with me at this hour of distress.
I would suggest all the readers that never believe in any verbal commitments / assurances always read policy brochure and policy details before going ahead / deciding to take a policy. Never ever regret for a wrong decision you took at the time of taking a policy.
regards
Rajinder Singh