I too have been cheated of my money. Guys/Girls mail him - Flood his damn inbox and ask him for compensation for your losses.
They cheat you by saying you have to pay premiums for 3 years and will get a big sum after 20 years. But the fineprint has a clause that you have to pay a penalty if you have to withdraw your money in case you have paid the premium for only 3 years.
Moreover they just deduct monthly charges and take away huge chunks of your investment just like that! Never ever take any insurance or ULIP plans from Bajaj Allianz. We have to stand up for our rights people. The only way this will happen is by bombarding the man on top - these guys get paid huge salsries for fleecing unsuspecting bakras like us! Theres absolutely no accountability in the systems of these private companies. They dont care about reviews on these sites - just mail this kamesh goyal guy and let him know what consumer power is all about.