I am purchase Bajaj hundred cc bike on EMI. Bajaj finances finance my bike its EMI is 2496. I pay this EMI on third date of every month if I am unable to maintain sufficient balance in my account then cheque bouncing charge is 350 rupees only. This company Do not take extra overview like other private Finance Companies. other companies company charge overdue on overdue but this company only charge genuine over dues so this is customer friendly Finance. I think this is a good policy of company which needs every customer because every person have limited income so we dont like to give so much money as overdue.