Friends - I’m sure that most of you are aware of this. However, wanted you all to be aware and extremely cautious that any personal loans or loans in general, if you take from Bajaj and if you unfortunately happen to have a home loan from Bajaj, all those loans will be linked to your home loan. which primarily means that you will not get your home loan documents if you just foreclose your home loan. The documents will be pledged against your other Bajaj loans. No one at Bajaj will not tell you this. I have a home loan with Bajaj which I plan to move to a more sane bank. Please do not fall prey to this. They will especially torture people to take flexi, OD, PL loans if your track record is good and you start foreclosing it. I never got a call from them for the last couple of years and when I started the effort of making part payments, they started calling everyday at least 2 to 3 times to ensure I stay in debt. Please be aware and don’t fall prey to these blood suckers. There are other banks if you need financial assistance.