Two months ago I wanted to buy Samsung Galaxy Tab A on finance whose cost was rs 28000 on offer , my age was 24 years 3 months, thinking that Bajaj Finserv was popular in amazon, flipkart and if I choosed bajaj I would be able to buy on emi using bajaj emi card on those sites, I went to the Samsung store and opted to take consumer durable loan from Bajaj Finserv.My CIBIL was 859 which was a very good news to me and so I was confident.I told them to try through bajaj but to my surprise, the representative said bajaj has rejected my loan for digital products, but I could be financed on non digital products like washing machine, tv but for that also they gave me a limit of rs 15000.Even he was surprised, he was also confident that bajaj would easily approve my loan as my documentation, monthly average balance was all fine.I was left sad, so then I asked them to try in TVS and Capital and voila! I got approved in both.So, I choosed TVS credit saathi finance and bought my tab home.Though I bought my tab, I was upset for not getting approved by bajaj finserv as it would have been more useful to me and that is why I said bajaj finserv has become more selective in giving loans.